Illustration blending architectural linework with a finished living room

INSURANCE RECONSTRUCTION / GREATER MONTRÉAL

Insurance restoration.
A clear path
to rebuilding.

Water or fire damage can leave you with rooms you cannot use and decisions you have never had to make. We help bring the rebuilding work into focus, one stage at a time.

  • Industry experience since 1995
  • Residential & commercial
  • RBQ 5834-9168-01

UNDERSTANDING THE REBUILD

What happens after the damage?

Insurance reconstruction is the permanent rebuilding work that follows emergency response, cleanup, drying and remediation after a property loss. Metrospec Construction rebuilds affected residential and commercial interiors in Greater Montréal, including walls, flooring, cabinets, kitchens, bathrooms and finishes. We work with property owners, insurers and adjusters around the reconstruction scope so the damaged spaces and the work ahead are clearly identified. The repairs, material choices and timing depend on the condition of the property and the agreed project. If you need urgent help first, call us: your inquiry can be directed to Metrospec Cleaning for emergency response and restoration.

THE RECONSTRUCTION SCOPE

Rooms, surfaces and the work between them.

A damaged floor may connect to wall repairs, cabinets and trim. A kitchen may need several components rebuilt together. We look at the affected spaces as a coordinated project, with the scope guided by the damage and the materials removed during remediation.

01 / 06

Walls & drywall

Rebuilding affected walls, ceilings and drywall, with preparation for the finishes that follow.

02 / 06

Flooring

Replacing damaged or removed flooring and coordinating it with adjacent walls, cabinets and trim.

03 / 06

Cabinets & built-ins

Replacing affected cabinetry as part of the wider kitchen, bathroom or interior reconstruction.

04 / 06

Kitchens

Bringing damaged walls, floors, cabinetry and finishes together within the kitchen’s rebuilding scope.

05 / 06

Bathrooms

Reconstructing the affected room components once the required cleanup and remediation are complete.

06 / 06

Painting & finishing

Completing the visible surfaces, trim and finishing details of the reconstructed spaces.

For homes and commercial properties, the starting point is the same: identify the affected areas, agree on the work and coordinate the components that depend on one another.

FROM LOSS TO REBUILD

A sequence you can follow.

STAGE 01 / 04

Prepare the property

Emergency work addresses the immediate damage. Cleanup, drying and remediation prepare the affected areas for permanent repairs. Tell us which work is complete and which conditions still need attention.

STAGE 02 / 04

Define the reconstruction

Identify the rooms, materials and finishes involved. Discuss the proposed work, the information in the insurance file and the decisions still needed before construction begins.

STAGE 03 / 04

Coordinate the work

Plan the connected tasks around the property’s needs. Access, occupancy, material selections, scheduling and any required approvals should be discussed for the specific project.

STAGE 04 / 04

Rebuild and review

The agreed scope guides the reconstruction. As work progresses, discuss any newly discovered damage or proposed changes. Near completion, review the work performed and any remaining items with the team.

Explore our reconstruction process

WORKING WITH YOUR INSURANCE FILE

Clear roles. A shared understanding of the work.

A property loss brings several people into the same project. Knowing who handles each part makes the conversations about rebuilding easier.

You, the property owner

Share what happened, the spaces affected and the information you have. Discuss access, material choices and the needs of the people who live or work in the property.

Your insurer & adjuster

The insurer and adjuster assess the claim, the applicable coverage and the amounts available under the policy. Coverage decisions remain with the insurer.

Metrospec Construction

We discuss and carry out the reconstruction work within the agreed project scope, coordinating the affected building components with the parties involved.

Before authorizing permanent work, clarify the scope, budget and payment arrangements with the relevant parties. Additional improvements should be discussed separately from the insured repairs.

Understanding a home insurance claim — InfoinsuranceInformation for insurers and adjusters

BEFORE WE SPEAK

A few details give us a useful starting point.

  • The property address and whether it is residential or commercial.
  • The type of loss and the rooms or building components affected.
  • Whether cleanup, drying or remediation is underway or complete.
  • Any available photos, scope information and insurer or adjuster contact details.

You can get in touch even if some details are still being worked out. Call for urgent assistance.

EXPERIENCE BEHIND THE WORK

An understanding of damage. A focus on rebuilding.

John Mitropoulos’s industry experience dates to 1995. That background is part of the perspective behind Metrospec Construction: understanding the condition of the property while keeping the people who use it in view.

John Mitropoulos
John MitropoulosIndustry experience since 1995Meet John and the company

YOUR QUESTIONS, ANSWERED

Before the rebuild begins.

Is insurance restoration the same as reconstruction?

Restoration is often used to describe the wider recovery after a loss, including cleanup and drying. Reconstruction is the permanent rebuilding of damaged building components. Metrospec Construction focuses on that rebuilding work; emergency and restoration inquiries can be directed to Metrospec Cleaning.

Do you work with my insurer or adjuster?

We work with property owners, insurers and adjusters around the reconstruction scope. Tell us who is handling the claim and what information is available. Your insurer determines the coverage; the specific project and payment arrangements need to be discussed before work begins.

When can reconstruction start?

It depends on the condition of the affected areas, the completion of necessary drying or remediation, and agreement on the work. Access, materials and required approvals can also affect the start. Contact us to discuss where your property stands.

How long does rebuilding take?

The extent of damage, the rooms involved, material availability, approvals and conditions found during the work all affect the schedule. A timeline should be discussed for the actual scope rather than assumed from another project.

Can I include improvements while the work is underway?

Related improvements can be discussed alongside the reconstruction. Keep any extra work, its cost and its approvals distinct from the insured repair scope, and confirm what your insurer will cover before making commitments.

Can you help if we need somewhere to stay?

Temporary housing assistance is available alongside restoration and reconstruction. Explain your household’s needs so we can discuss the support available. Accommodation, availability and insurance reimbursement depend on your circumstances.

AFTER THE LOSS. THE NEXT STEP.

Let’s discuss your rebuild.

Tell us what happened, what work has been completed and which spaces need to be rebuilt. We’ll help you find the right starting point.